Disclosures

Official Terms of Service:
The following terms and conditions govern all uses of Plaid Apple Ltd. and its related websites (plaidapple.com, msfultzscorner.com, designbychristi.com, completelychristi.com) and all content, services and products available at or through the Web sites and related offerings (collectively referred to here as the “Site”). The Site is owned and operated by Christi Fultz and is offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies and procedures that may be published from time to time on the Site (collectively referred to here as the “Agreement”).

Please read this Agreement carefully before accessing or using the Site. By accessing or using any part of the Site, you agree to become bound by the terms and conditions of this Agreement. If you do not agree to all the terms and conditions of this Agreement, then you may not access the Site or use any services. If these terms and conditions are considered an offer, acceptance is expressly limited to these terms. 

1. Contributions. If you comment, post material, post links or otherwise make (or allow any third party to make) material available by means of the Site (any such material, “Content”), you are entirely responsible for the content.That is the case regardless of whether the Content in question constitutes text, graphics, an audio or video, file, computer software or material in another format. By making Content available, you represent and warrant that:
* the downloading, copying and use of the Content will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark or trade secret rights, of any third party;
* if your employer has rights to intellectual property you create, you have either (i) received permission from your employer to post or make available the Content, including but not limited to any software, or (ii) secured from your employer a waiver as to all rights in or to the Content;
* you have fully complied with any third-party licenses relating to the Content, and have done all things necessary to successfully pass through to end users any required terms;
* the Content does not contain or install any viruses, worms, malware, Trojan horses or anything else that is harmful or destructive;
* the Content is not spam, is not machine- or randomly-generated, and does not contain unethical or unwanted commercial content designed to drive traffic to third party sites or boost the search engine rankings of third party sites, or to further unlawful acts (such as phishing) or mislead recipients as to the source of the material (such as spoofing);
* the Content is not libelous or defamatory, does not contain threats or incite violence towards individuals or entities, and does not violate the privacy or publicity rights of any third party.

Without limiting any of those representations or warranties, Christi Fultz has the right (though not the obligation) to, in Christi Fultz’s sole discretion (i) refuse or remove any content that, in Christi Fultz’s reasonable opinion, violates any of Christi Fultz's policy or is in any way harmful or objectionable, or (ii) terminate or deny access to and use of the Site to any individual or entity for any reason, in Christi Fultz’s sole discretion. 

2. Responsibility of Site Visitors. Christi Fultz has not reviewed, and cannot review, all of the material posted to the Site, and cannot therefore be responsible for that material’s content, use or effects. By operating the Site, Christi Fultz does not represent or imply that she endorses the material posted, or that she believes such material to be accurate, useful or non-harmful. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. The Site's content may contain technical inaccuracies, typographical mistakes, and other errors. The Site may also contain material that violates the privacy or publicity rights, or infringes the intellectual property and other proprietary rights, of third parties, or the downloading, copying or use of which is subject to additional terms and conditions, stated or unstated. Christi Fultz disclaims any responsibility for any harm resulting from the use by visitors of the Site, or from any downloading by those visitors of content there posted.

3. Content Posted on Other Sites. Christi Fultz has not reviewed, and cannot review, all of the material, including computer software, made available through the web sites and web pages to which the Site links, and that link to the Site. Christi Fultz does not have any control over other web sites and web pages, and is not responsible for their contents or their use. By linking to a web site or web page, Christi Fultz does not represent or imply that it endorses such web site or web page. Christi Fultz disclaims any responsibility for any harm resulting from your use of such web sites and web pages.

4. Copyright Infringement. As Christi Fultz asks others to respect her intellectual property rights, she respects the intellectual property rights of others. If you believe that material located on or linked to by the Site violates your copyright, you are encouraged to notify Christi Fultz in accordance with the Digital Millennium Copyright Act. Christi Fultz will respond to all such notices, as required or appropriate, by removing the infringing material or disabling all links to the infringing material. In the case of a visitor who may infringe or repeatedly infringes the copyrights or other intellectual property rights of Christi Fultz or others, Christi Fultz may, in its discretion, terminate or deny access to and use of the Site. 

5. Intellectual Property. This Agreement does not transfer from Christi Fultz to you any intellectual property of Christi Fultz or a third party, and all right, title and interest in and to such property will remain (as between the parties) solely with Christi Fultz. All trademarks, service marks, graphics and logos used in connection with the Site are trademarks or registered trademarks of Christi Fultz or Christi Fultz’s licensors. Other trademarks, service marks, graphics and logos used in connection with the Site may be the trademarks of other third parties. Your use of the Site grants you no right or license to reproduce or otherwise use any of Christi Fultz's or third-party trademarks.

6. Changes. Christi Fultz reserves the right, at its sole discretion, to modify or replace any part of this Agreement. It is your responsibility to check this Agreement periodically for changes. Your continued use of or access to the Site following the posting of any changes to this Agreement constitutes acceptance of those changes. Christi Fultz may also, in the future, offer new services and/or features through the Site, including the release of new tools and resources. Such new features and/or services shall be subject to the terms and conditions of this Agreement.

7. Termination. Christi Fultz may terminate your access to all or any part of the Site at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this Agreement, you may simply discontinue using the Site. 

8. Disclaimer of Warranties. The Site is provided “as is.” Christi Fultz and her suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Christi Fultz nor her suppliers and licensors make any warranty that the Site will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through, the Site at your own discretion and risk.

9. Limitation of Liability. In no event will Christi Fultz, or its suppliers or licensors, be liable with respect to any subject matter of this Agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement or substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that exceed the fees paid by you to Christi Fultz under this agreement during the twelve (12) month period prior to the cause of action. Christi Fultz shall have no liability for any failure or delay due to matters beyond its reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.

10. General Representation and Warranty. You represent and warrant that (i) your use of the Site will be in strict accordance with this Agreement and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside) and (ii) your use of the Site will not infringe or misappropriate the intellectual property rights of any third party.

11. Indemnification. You agree to indemnify and hold harmless Christi Fultz, her contractors, and her licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of your use of the Site, including but not limited to out of your violation this Agreement.

12. Miscellaneous. This Agreement constitutes the entire agreement between Christi Fultz and you concerning the subject matter hereof, and they may only be modified by a written amendment signed by an authorized executive of Christi Fultz, or by the posting by Christi Fultz of a revised version. Except to the extent applicable law, if any, provides otherwise, this Agreement, any access to or use of the Site will be governed by the laws of the state of Washington, U.S.A., excluding its conflict of law provisions, and the proper venue for any disputes arising out of or relating to any of the same will be the state and federal courts located in Snohomish County, Washington. Except for claims for injunctive or equitable relief or claims regarding intellectual property rights (which may be brought in any competent court without the posting of a bond), any dispute arising under this Agreement shall be finally settled in accordance with the rules of the American Arbitration Association by three arbitrators appointed in accordance with such rules. The arbitration shall take place in the English language and the arbitral decision may be enforced in any court. The prevailing party in any action or proceeding to enforce this Agreement shall be entitled to costs and attorneys’ fees. If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties’ original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof. You may assign your rights under this Agreement to any party that consents to, and agrees to be bound by, its terms and conditions; Christi Fultz may assign her rights under this Agreement without condition. This Agreement will be binding upon and will inure to the benefit of the parties, their successors and permitted assigns. 


Digital Millennium Copyright Act Notice

If you believe that content available by means of the Site (as defined in our Terms of Service above) infringes one or more of your copyrights, please notify us by means of an emailed notice (“Infringement Notice”) providing the information described below to the email address listed below. If Christi Fultz takes action in response to an Infringement Notice, it will make a good faith attempt to contact the party that made such content available by means of the most recent email address, if any, provided by such party. Please be advised that you will be liable for damages (including costs and attorneys’ fees) if you materially misrepresent that a product or activity is infringing your copyrights. Thus, if you are not sure content located on or linked-to by the Site infringes your copyright, you should consider first contacting an attorney.

All Infringement Notices need to be sent to msfultzscorner AT gmail DOT com as plain text emails without attachments and include the following or they will be deemed invalid:

* An electronic signature of the copyright owner or a person authorized to act on their behalf;
* An identification of the copyright claimed to have been infringed;
* A description of the nature and exact location of the content that you claim to infringe your copyright, in sufficient detail to permit Christi Fultz to find and positively identify that content;
* Your name, address, telephone number and email address; and
* A statement by you: (a) that you believe in good faith that the use of the content that you claim to infringe your copyright is not authorized by law, or by the copyright owner or such owner’s agent; and (b) under penalty of perjury, that all of the information contained in your Infringement Notice is accurate, and that you are either the copyright owner or a person authorized to act on their behalf.

If a DMCA notice is valid, we are required by law to respond to it by disabling access to the allegedly infringing content. If you are a contributor of Content and access to portions of your Content have been disabled for this reason, we will notify you. You then have the option to send us a counter-notice stating why your Content does not infringe copyrights and asking for access to be reinstated. Counter notices need to be sent to msfultzscorner AT gmail DOT com as plain text emails without attachments and include the following or they will be deemed invalid:

* Your name, address, phone number and physical or electronic signature;
* Identification of the allegedly infringing content and its location before disabling access; and
* A statement under penalty of perjury explaining why the content was removed by mistake or misidentification.

PRIVACY POLICY

BY VISITING PLAIDAPPLE.COM, YOU ARE CONSENTING TO OUR PRIVACY POLICY.

OVERVIEW
PLAIDAPPLE.COM is committed to protecting your privacy online. This Privacy Policy describes the personal information we collect through this website at PLAIDAPPLE.COM (the “Site”), and how we collect and use that information. The terms “we,” “us,” and “our” refers to CHRISTI FULTZ. The terms “user,” “you,” and “your” refer to site visitors, customers, and any other users of the site.

The term “personal information” is defined as information that you voluntarily provide to us that personally identifies you and/or your contact information, such as your name and email address.

We provide educational resources in the form of digital files, as well as website design (the “Service”).

Use of CHRISTI FULTZ, including all materials presented herein and all online services provided by CHRISTI FULTZ, is subject to the following Privacy Policy. This Privacy Policy applies to all site visitors, customers, and all other users of the site. By using the Site or Service, you agree to this Privacy Policy, without modification, and acknowledge reading it.

INFORMATION WE COLLECT
This Site only collects the personal information you voluntarily provide to us, which may include:
First and Last Name
Email Address
Website URL 
The information you provide is used to process transactions, send periodic emails, and improve the service we provide. Your personal information will never be shared with unrelated third parties.

ACTIVITY
We may record information relating to your use of the Site, such as the searches you undertake, the pages you view, your browser type, IP address, requested URL, referring URL, and timestamp information. We use this type of information to administer the Site and provide the highest possible level of service to you. We also use this information in the aggregate to perform statistical analyses of user behavior and characteristics in order to measure interest in and use of the various areas of the Site.

COOKIES
Cookies are small pieces of data that are stored on your computer browser. When you visit websites like ours, some information about your visit is stored in cookies which are used to tailor your experience, surface relevant information, products, and advertisements, and to allow you to pick up where you left off the next time you visit.
By using our Services as a Visitor or Member, you agree to our use of cookies in the following ways, as well as other similar purposes:
Analytics
Marketing
Preserving your preferences
Personalizing your experience
Understanding where our website traffic is coming from

You have the right to decide whether a website can store cookies on your computer. Depending on the internet browser you use, you can view, manage, delete, and disable cookies through your browser preferences. Some features may not work properly if you choose not to allow us to use cookies.

GOOGLE ANALYTICS
We use Google Analytics to understand and analyze browsing activity, and for advertising through their AdWords and Remarketing Lists features. Google Analytics may store cookies on your computer when you visit our Site and may use those cookies to display advertisements for our products or Services when you visit other websites. You can find out more about this by reading the information Google provides in this explanation: How Google uses data when you use our partners’ sites or apps. If you don’t want Google Analytics to use cookies when you browse, you can install the Google Analytics Opt-Out Browser Add-On to prevent Google Analytics from placing cookies on your browser. You can find out more about this option and how to install the Add-On here.

PAYMENTS
Our store uses PayPal for our payment gateway. Their gateways are PCI compliant. In addition, our site uses a Private SSL certificate to keep your user information on our site secure.

AND THIRD PARTY LINKS
The Site may contain links to third party websites. Except as otherwise discussed in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you on our Site. Other sites accessible through our site via links or otherwise have their own policies in regard to privacy. We are not responsible for the privacy policies or practices of third parties. 

SECURITY
We maintain security measures to protect your personal information from unauthorized access, misuse, or disclosure. However, no exchange of data over the Internet can be guaranteed as 100% secure. While we make every effort to protect your personal information shared with us through our Site, you acknowledge that the personal information you voluntarily share with us through this Site could be accessed or tampered with by a third party. You agree that we are not responsible for any intercepted information shared through our Site without our knowledge or permission. Additionally, you release us from any and all claims arising out of or related to the use of such intercepted information in any unauthorized manner.

UPDATING YOUR INFORMATION
You may access and correct your personal information and privacy preferences by logging into your account or by emailing us.

CHANGES TO THIS POLICY
You acknowledge and agree that it is your responsibility to review this Site and this Policy periodically and to be aware of any modifications. We will notify you of any changes to this privacy policy by posting those changes on this page.

CONTACT
If you have questions about our privacy policy, please email us.

Updated: APRIL 2018